Bad Credit Mortgage Loan Specialists

We believe that everyone, no matter how bad their credit, deserves an equal opportunity in life. Low Cost Mortgages helps you refinance or purchase a new home even if you have bad credit. We specialize in bad credit mortgage loans and work with dozens of lenders to find the right mortgage program for you. We’ll also help you improve your bad credit with our free credit repair service. Call us at 1-800-983-4261 or e-mail us at credit@lowcost-mortgages.com to find out how we can help you.

Get Back on Track - Free Credit Repair Service

Get approved with a lower mortgage rate by using our bad credit repair service.
- We analyze your credit report and locate errors and omissions.
- We help remove bankruptcies, foreclosures, collections, derogatory accounts, and judgments.
- Improves your credit score and qualify for a lower mortgage rate - save hundreds of dollars a month.
- Best of all, our credit repair service is FREE if you refinance or obtain a mortgage loan through us!

Low Cost Mortgages aims to repair your bad credit AND provide you with the lowest cost mortgage loans available. If you looking to refinance or purchase a new home, and want to take advantage of our free credit repair service, call us at 1-800-983-4261, e-mail us at credit@lowcost-mortgages.com, or fill out our online Quick Quote form.

About Low Cost Mortgages

Low Cost Mortgages is a licensed California mortgage broker. We are not a mortgage lead company that resells your contact information (thereby flooding you with phone calls). All the information you provide us is kept strictly confidential and only passed to third parties as needed to process your mortgage loan. Unlike many online bad credit mortgage loan / bad credit repair services, Low Cost Mortgages specializes in a single state - California. We know that loan options vary by state; by focusing on California we provide well-informed California bad credit loan information to our clients and develop strong, continued relationships with bad credit mortgage loan companies throughout the state.

If you have any questions regarding bad credit repair service or our bad credit mortgage loan programs, please e-mail us at credit@lowcost-mortgages.com or call us at 1-800-983-4261.

Client Testimonials

Nick Cuda of Low Cost Mortgages did a loan for me on an investment property. He was available to me whenever I needed him. No question was too big or small. He explained the loan process to me in "easy" terms so I could understand what I was paying. He took his time and got me the best rate possible. I will definitely use Low Cost Mortgages again as my mortgage broker. Erika Chavez

Nick, just wanted to let you know, YOU ARE THE MAN! You made the process so easy and you were so right on, on every aspect of the loan process. After dealing with two different companies that took a total of 6 mos. to tell me absolutely nothing, you are a breath of fresh air. My only regret is that I didn't find you sooner. I will absolutely refer you to everyone I know and even to those I don't know. When I was the one that was impatient and sometimes asking stupid questions and being repetitious, you always made me feel comfortable. You took the time to explain every little detail, things I didn't get from the other two companies, I understood why & what you were doing because you took the TIME. Cary Cadieux